Secure Online Banking

Hands holding Bible at sunset

Faith-Focused BankingSM

Benefit from products and services specifically designed and proven to assist nonprofit organizations in the growth of their vision.

We focus our years of involvement and understanding of the church and other faith-based charities and their operational needs to provide you tailored banking solutions.

From the loans needed for building to the deposit accounts and cash management services for expansion, let us partner with you in fulfilling your calling.

COMMUNITY CHECKING

For nonprofit and civic organizations, Community Checking1 provides these advantages:

  • Providence Business Debit/ATM Visa® Card
  • Optional Online Banking, Mobile Banking2 and other Cash Management Services
  • Autobooks – greater capabilities for three essential financial services: invoicing, payment/donation acceptance and cash flow management and reporting.4
  • NO activity charges for fewer than 150 transactions per month including checks paid, deposits, checks deposited, ACH transactions and others3
  • Easy-to-read electronic monthly statements with check images in check number order to facilitate account balancing

Associated Fees:

  • Account Service Fee: $10.00 monthly
  • Account Service Fee waived if: Maintain a minimum
    daily balance of $2,500 for the statement cycle.
  • Account Activity Fees may apply.3

Important Disclaimer Information:

All trademarks and registered marks are the properties of their respective owners.

1 Providence Community products are available to non-profit and civic organizations.  Providence Bank & Trust also reserves the right to limit the availability of Community Checking and Community Impact Checking to accounts with reasonable activity levels.

2 Downloadable App for Apple and Android users and text message banking are available. Providence Bank & Trust does not charge fees for using the basic consumer and/or business mobile banking service. Mobile deposit, a feature within mobile banking, is available to consumers with no fee and is available to businesses with no fee for deposits up to $20,000 per business day. However, if a businesses’ mobile deposits exceed $20,000 per business day, a $25 fee per month will apply. In addition, your wireless carrier may charge you a fee for SMS (text) messaging and/or data usage, whichever is required for mobile banking. Other fees and restrictions may apply. 

3 A $.50 fee applies for each transaction exceeding 150 regardless of the balance maintained.

4 There is a fee for credit/debit card transactions and Bank transfer/ACH payments. There are no equipment costs or per-item charges.

COMMUNITY IMPACT CHECKING

For non-profit and civic organizations that want to earn interest, Community Impact Checking1 provides these advantages:

  • Providence Business Debit/ATM Visa® Card
  • Optional Online Banking, Mobile Banking2 and other Cash Management Services
  • Autobooks – greater capabilities for three essential financial services: invoicing, payment/donation acceptance and cash flow management and reporting.4
  • Earns Interest
  • NO activity charges for fewer than 750 transactions per month including checks paid, deposits, checks deposited, ACH transactions and others3
  • Easy-to-read electronic monthly statements with check images in check number order to facilitate account balancing

Associated Fees:

  • Account Service Fee: $25.00 monthly
  • Account Service Fee waived if: Maintain a minimum daily balance of $15,000 or $25,000 average daily balance per statement cycle.
  • Account Activity Fees may apply.3

Important Disclaimer Information:

All trademarks and registered marks are the properties of their respective owners.

1 Providence Community products are available to non-profit and civic organizations.  Providence Bank & Trust also reserves the right to limit the availability of Community Checking and Community Impact Checking to accounts with reasonable activity levels.

2 Downloadable App for Apple and Android users and text message banking are available. Providence Bank & Trust does not charge fees for using the basic consumer and/or business mobile banking service. Mobile deposit, a feature within mobile banking, is available to consumers with no fee and is available to businesses with no fee for deposits up to $20,000 per business day. However, if a businesses’ mobile deposits exceed $20,000 per business day, a $25 fee per month will apply. In addition, your wireless carrier may charge you a fee for SMS (text) messaging and/or data usage, whichever is required for mobile banking. Other fees and restrictions may apply. 

3 $0.50 for each item exceeding 750 items regardless of balance maintained.

4 There is a fee for credit/debit card transactions and Bank transfer/ACH payments. There are no equipment costs or per-item charges.

FAITH-FOCUSED LENDING

For those looking to expand your church facilities, upgrade the audio sound system or wishing to add new buses, tell us your plan and we will help customize a lending solution that works for your church.

  • Lines of Credit
  • Term Loans
  • Construction Loans
  • Equipment Financing
  • Real Estate Financing
  • Consolidation Loans