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STATE OF ILLINOIS COMMUNITY REINVESTMENT ACT NOTICE
Under the Illinois Community Reinvestment Act (ILCRA), the Secretary of the Department of Financial and Professional Regulation (Secretary) evaluates our record of helping to meet the credit needs of this community consistent with safe and sound operations. The Secretary also takes this record into account when deciding on certain applications submitted by us.
Your involvement is encouraged.
You are entitled to certain information about our operations and our performance under the ILCRA, including, for example, information about our branches, such as their location and services provided at them; the public section of our most recent ILCRA Performance Evaluation, prepared by the Secretary; and comments received from the public relating to our performance in helping to meet community credit needs, as well as our responses to those comments. You may review this information today.
At least 30 days before the beginning of each quarter, the Secretary publishes a list of the banks that are scheduled for ILCRA examination in that quarter. This list is available from the Secretary at 320 West Washing Street, 3rd Floor Springfield, IL 62786 and 555 West Monroe Street, Suite 500 Chicago, IL 60661. You may send written comments about our performance in helping to meet community credit needs to Nicholl Doggett, AVP Consumer/Residential Loan Operations & CRA Officer, PO Box 706, South Holland, IL 60473, and Secretary. You may also submit comments electronically through the Department’s Web site at https://idfpr.illinois.gov/admin/cra.html . Your letter, together with any response by us, will be considered by the Secretary in evaluating our ILCRA performance and may be made public.
You may ask to look at any comments received by the Secretary. You may also request from the Secretary an announcement of our applications covered by the ILCRA filed with the Secretary.
We are an affiliate of Providence Financial Corporation, a bank holding company. You may request from the Vice President – Compliance/CRA Examination Department, Federal Reserve Bank of Chicago, 230 S. LaSalle, Chicago, Illinois 60604, an announcement of applications covered by the ILCRA filed by bank holding companies.
Important Disclaimer Information:
*Do not send sensitive personal information via email, including account numbers, social security numbers, date of birth or any information that is intended to be kept private.
